On Aug 11 2021 we've started using underlying assets deposited to Apay to generate yield. Yield is then passed on to users as daily payments.


Following assets are participating:

  • BTC ~5% APY
  • LTC ~5% APY
  • ETH ~5% APY
  • USDT ~10% APY


Other tokens, such as BAT and LINK are not currently participating.


There is a minimum balance that you must have to be eligible (It's uneconomical to push pennies around):

  • 0.01 BTC
  • 0.1 ETH
  • 1 LTC
  • 100 USDT


User balances are measured at a certain time every day and daily payment proportional to the asset balance is sent shortly after that. If you transfer your asset balance to another stellar account - this new account will start receiving daily payments instead of yours.



Transparency:

You can see for yourself what it looks like:

https://stellar.expert/explorer/public/account/GBTWB3ZQ4BOULCCJ6JFPD5AQAORCJCC3J4PZSQKRXIUKGBSN7YQXLM7N